October 22nd, 2025
Accountancy Europe’s new position paper
Setting the tone for a practical, proportionate AML framework
Accountancy Europe has published a new position paper presenting seven key principles for the development of Regulatory Technical Standards (RTS) under the EU’s new AML/CFT framework.
The paper outlines recommendations for the EU Anti-Money Laundering Authority (AMLA) and the European Commission (EC) on how to design AML/CFT rules that are effective, risk-informed, and workable for all obliged entities — particularly non-financial professionals, such as accountants and auditors.
The profession’s message is clear: strengthen Europe’s AML defences while keeping compliance proportionate and practical.
Key highlights
- A risk-based and proportionate approach
AML obligations should align with the specific risk profiles and roles of each obliged entity, avoiding a one-size-fits-all model. - A sector-specific design
The RTS must reflect the distinct functions and realities of non-financial professionals — not simply replicate financial sector rules. - Early and structured engagement
Ongoing consultation with the non-financial sector is essential to ensure the RTS are balanced, effective, and implementable in practice.
Why this matters
These principles place collaboration, proportionality, and risk sensitivity at the core of Europe’s future AML regime. A well-calibrated framework will not only support financial integrity but also reinforce governance and transparency standards — key pillars of the ESG agenda across the EU.
Our View
The integration of AML principles within the EU’s sustainability and governance context reflects a maturing regulatory landscape — one that demands both robust oversight and practical implementation.
We welcome Accountancy Europe’s emphasis on sector dialogue and risk-based design, which can help ensure that compliance enhances trust without becoming an administrative burden.
About NEXIA – Santos Carvalho & Associados, SROC, S.A.
At NEXIA – Santos Carvalho & Associados, SROC, S.A., we believe that ESG, compliance, and governance are inseparable dimensions of responsible business. Our ESG & Sustainability team follows the evolution of European regulatory developments, helping clients integrate compliance, transparency, and sustainability in their operations.
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Contact our ESG Desk: jsousa@pt-nexia.com
